Why I Started Saving

Being a college student, my biggest concern has always been finding the balance between school and work. Although school is fun, it is very challenging if you have to work to support yourself while taking classes at the same time. Over the past few years, I often find myself struggling to make enough money to cover all my expenses. Coming from a humble working-class family, I understand that money does not grow on trees. After I moved out of my parents’ house for college, I have always tried my best not to become a burden for my parents. Thus, I thought it would be a good idea to take fewer classes and working more hours. This was a huge mistake.

Right after high school, I tried to work rather than focus on my education. Being too young and reckless, I told myself that I still got a lot of time to enjoy life, why do I need to rush for anything? Instead of seriously thinking about school, I worked many part-time jobs to make as much money as possible. As I was able to support myself, I gradually turned into overspending without noticing. While other people were busy with school, I was proud of myself for not being tied up to anything. I did not realize that while other people were building their future, I was ruining my future. Because I spent every dime I made into whatever fun I wanted, I did not have anything left at the end of each month. As time went by, I began to realize that my friends were graduating from college with degrees and started to find better jobs than I had. By the time I came to realize that I have wasted years of my life for nothing, I scrambled to get back on the right track.

As I came back to college and began to take more classes so I can finish my overstretched education as fast as possible, I could no longer work as many hours as I used to. Without half of my monthly income plus tuition, I started to feel the struggle. Although I was able to get some grants from the schools, I still could not figure out how to make it to the end of each month without running out of money. I was stressed out and depressed. There were times I wanted to just give up my future and come back to my old lifestyle. However, during the worst time of my life, I took a deep breath and looked into the problem. I finally realized that the problem is not coming from the outside but rather from the inside. My problem was that I have always been overspending without noticing it.

Once I was able to figure out myself, I changed my spending habits, and now I am living a much healthier lifestyle. Not only did I stop struggling with my financing, but I also figured out many useful lessons and tips to save money while we are in school. Nowadays, a lot of students are still having the same problems I had years ago. I hope that through this blog, I can help others to get through their financial challenges so that they can enjoy their life to the fullest.

Welcome to The Savings Hub!

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